There are days in life when things can be bad or good. Each person is slightly different. Some people prepare ahead of time before things get worse, while others get caught up in a bad situation and get frustrated. Of course, there are cases where it becomes worse because of a difference of opinion or a sudden visit.
How about practicing the habit of saving money from now on? For example, keep saving even half of your monthly salary. Here are 5 ways to save money.
If you do not develop the habit of saving money when you are young, there are days when you will regret it later. The time in a day is equal to 24 hours. Depending on how you spend your money and how you save, your results may vary. It’s never too late. It can be a wonderful challenge to take action now rather than regret it.
1. Saving Small Amount of Money Everyday
Is there a main bank you use frequently? The main bank has many different financial products that you can start investing in. Savings, savings, funds, etc. If you are trying to save even a little more money, it is a good way to sign up for a financial product that allows you to start with a small amount and make regular payments.
2. Save Money and coins in the piggy bank
If you usually carry cash in your wallet, you can also reduce the burden of putting coins in your wallet by carrying a separate coin purse. When coins pile up in your coin purse, you may feel a little heavy when you come home and put them in the piggy bank. It may be a small amount, but it’s a lot of dust.
3. Write a household book of your Expenses
It is also possible to understand the flow of money by writing income and expenditure items in the household account book about how much money you earn per month and how much you spend on the amount you earn. These days, by installing the household account book app on your smartphone, you can conveniently use the app without writing with a pencil.
4. Make a Monthly Budget of much money to spend
5. Minimise Your Fixed Expenses
Fixed expenses include various utility bills, communication costs, and transportation costs. It’s also a good idea to cut down on your fixed expenses even a little bit more and save up the savings. Kakao Bank offers a variety of financial products such as daily savings and weekly savings.